What You Should Know When Purchasing Land in Belize

Buying land in Belize can be a great investment, but there are important things to know before making a purchase. Here are the top 10 things you should consider:

1. Foreigners Can Own Land Freely

Unlike some countries, Belize allows foreigners to own land outright with the same rights as locals. There are no restrictions on foreign ownership.

2. Clear Land Title & Ownership Verification

Always verify that the land has a clear title and is free of liens, disputes, or squatters. A Title Search at the Lands Department can confirm ownership.

3. Types of Land Titles

Belize has different types of land tenure:

• Deed of Conveyance – Older system, requiring more legal verification.
• Land Title (Torrens Title) – The safest and most secure form of ownership.
• Leased Land – Some properties, especially in national reserves, are on government leases.

4. Hire a Local Attorney

A Belizean real estate attorney is essential for conducting due diligence, verifying the title, and handling legal paperwork. Do not rely solely on real estate agents.

5. Beware of “Squatters’ Rights”

If someone occupies land for 12+ years, they can claim legal ownership under Belize’s adverse possession laws. Ensure the land is unoccupied before purchasing.

6. Location & Accessibility

Some remote properties may lack road access, water, or electricity. Always visit the land and check for infrastructure availability.

7. Government & Environmental Regulations

• Coastal and island properties may have mangrove protection laws restricting land use.
• National park or reserve land cannot be privately owned.
• Some areas require environmental impact assessments before building.

8. Property Taxes & Fees

• Property tax is low (typically 1–1.5% of the property’s assessed value).
• Stamp duty (transfer tax) is 5% for foreigners (after the first $10,000 BZD exemption).
• Attorney fees, land registration fees, and survey costs apply.

9. Consider an Escrow Service for Payment

Avoid direct cash transactions. Use an escrow service or trustworthy attorney to hold funds until the transfer is complete.

10. Future Development & Resale Value

• Check zoning laws and future development plans in the area.
• Buying in a growing location (e.g., Ambergris Caye, Placencia, Cayo) can offer great resale value.